During uncertain economic times many people can find themselves faced with a situation where they could use some financial assistance. Whether it be for an emergency, home improvement, consolidating debt or even a family vacation – a personal loan can be a safe and reliable way to meet your financial needs.
At PersonalLoans.com, we specialize in quickly and efficiently connecting you to a loan that may work for you. Compared to other loan options, our lenders may offer greater flexibility with how much a person can borrow. Utilizing our comprehensive network, you could be offered as much as $35,000.
What Are Personal Loans?
Broadly defined, a personal loan is a type of installment loan, which means that it is repaid over time with a set number of scheduled payments. It can generally be utilized for any purpose whatsoever, from car repair, to credit card debt consolidation. These loans are available from traditional brick-and-mortar banks as well as newer online lending institutions.
There are three types of personal loans available through our network: peer-to-peer loans, personal installment loans and bank personal loans. You can learn more about these products by viewing the How It Works page on our site.
Request a Loan for your Needs
We do not charge any fee or cost to submit a loan request on PersonalLoans.com and there is no obligation to agree to the terms of any loan offer presented to you. The APR on a loan from our network of lenders varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender and accept their loan agreement.
You are not guaranteed the lowest rate available when submitting a request. Borrowers are encouraged to explore all available options to make sure they are receiving rates that works for them. Your funds may not be available for 1 business day or more. Rates and terms will vary and you are strongly encouraged to thoroughly review the offer you may ultimately be presented.
Simple and Secure Online Loans
We understand that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. We had this in mind when we created PersonalLoans.com. Every aspect of our online experience has been designed and optimized with the customer in mind. We strive to offer you the most innovative and user friendly experience possible.
Given that each individual lender is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. What makes PersonalLoans.com unique is that we have assembled one of the largest networks of lenders available anywhere.
When you submit a loan request on our short request form, our proprietary technology evaluates your request and searches for potential lenders.
With our simple three-step request process, it is easy to find out if you qualify for the help you need, and enjoy financial security. If you have any questions, our in-house customer support team is standing by and ready to help.
To begin the process of requesting funds, please visit our Get Started page.